Your Path to Ownership

The Buying Process

From defining your must-haves to receiving your keys, we guide you through every step of the Florida real estate market.

Before we search, we strategize. We narrow down your criteria to ensure every showing counts.

Get a Pre-Approval letter (which is stronger than pre-qualification) or confirm your cash proof.

Ask for estimated payments including:

Property Taxes HOA/Condo Dues Flood Insurance Home Insurance

Real estate is a team sport. Assemble your professionals early to ensure a smooth transaction.

When touring homes, we look beyond the aesthetics. We evaluate key items that affect insurance and longevity.

Look for (and ask about):

Florida contracts usually move fast. We craft a compelling offer including price, financing type, and earnest money.

The deposit is usually held by the escrow agent (often the title company). It must be sent strictly on time.

Wire fraud is rampant. Always reconfirm wiring instructions verbally directly with the title company before sending funds.

During your inspection period, we coordinate specific Florida inspections to protect your investment.

General Home Termite/WDO 4-Point Wind Mitigation Sewer/Pool

After inspections, you can accept as-is, request repairs, ask for a credit, or cancel within your window if no agreement is reached.

Step 9: Bind your homeowner's policy early—Florida insurance takes time.

Simultaneously, the lender orders the appraisal and reviews your file for final approval.

If applicable, this involves applications, fees, and interviews. We also confirm rental restrictions if this is an investment.

Step 11: The best three words in real estate! Title work is complete, lien payoffs are set, and you receive your Closing Disclosure.

24-72 hours before closing. We confirm repairs are done, appliances are present, and no new damage has occurred.

Sign documents (bring ID!), transfer funds, and receive your keys once the transaction funds and records.

Let Shannel Escoffery guide you through every step of this journey with expertise and care.